another word for credit check

Select is editorially independent. The way Reverse Dictionary works is pretty simple. As you've probably noticed, the slang synonyms for "term" are listed above. (EP. modelling? hbbd```b``6+@$Sdf` u.]f3I0"u&XDM@d 6!j;e`@C9#^#30>{ ` x If you are applying for a mortgage and haven't already checked your credit report for errors, do so now. Roget's 21st Century Thesaurus, Third Edition Copyright 2013 by the Philip Lief Group. It simply looks through tonnes of dictionary definitions and grabs the ones that most closely match your search query. The Urban Thesaurus was created by indexing millions of different slang terms which are defined on sites like Urban Dictionary. The higher the terms are in the list, the more likely that they're relevant to the word or phrase that you searched for. musiq You can get a free copy of your credit report at . require applicants to pay a. Marcia Stewart, Ralph Warner, Janet Portman. bae). 2022. If you have a healthy credit history and credit score to begin with, it's likely that any hard inquiry on your credit report would do very little damage to your score, or even none at all.

Explore guides to help you plan for big financial goals. Hopefully the generated list of words for "term" above suit your needs. Credit. Thesaurus, Merriam-Webster, Consumer champion Fergus Muirhead can helpFollowing these tips could increase yourchances of securing a mortgage or loan, What Credit Reports No Longer Tell You: Changes to the National Consumer Assistance Plan necessitate housing professionals looking elsewhere for credit data, Consumer Protection: Why the Fair Credit Reporting Act matters to your company, What you need to know about your credit report, Credit Data Solutions to Acquire California Mortgage Credit Reseller, Local Law Firm to Offer No-Cost Legal Representation Nationwide to 40 Million Americans Victimized by Credit Reporting Errors, Credit Reference Association of Australia, Credit Scoring and Risk Strategy Association. The words faith and credit can be used in similar contexts, but faith almost always implies certitude even where there is no evidence or proof. An inquiry typically has a small, but negative, impact on your credit score. Note: the 45-day rule applies only to credit checks from mortgage lenders or brokers' credit card and other inquiries are processed separately. When a credit card issuer or lender pulls your credit report from one of the three main credit bureaus (Experian, Equifax or TransUnion), this is called a hard inquiry (or "hard pull"). But don't let that prevent you from applying for credit. Inquiries are a necessary part of applying for a mortgage, so you can't avoid them altogether. So this project, Reverse Dictionary, is meant to go hand-in-hand with Related Words to act as a word-finding and brainstorming toolset. And if your credit score does get dinged from it, it's OK. This is simply due to the way the search algorithm works. The official Urban Dictionary API is used to show the hover-definitions. Learn more about credit scores. 322 0 obj <>/Filter/FlateDecode/ID[<683C371B0B63414684F4FC921CE71CB6>]/Index[297 49]/Info 296 0 R/Length 119/Prev 216077/Root 298 0 R/Size 346/Type/XRef/W[1 3 1]>>stream The search algorithm handles phrases and strings of words quite well, so for example if you want words that are related to lol and rofl you can type in lol rofl and it should give you a pile of related slang terms. Lenders may also look at your credit if youask for acredit limit increase. Hard inquiries aren't bad to have even if they may cause a slight temporary dip in your credit scores but it can be good practice to know how to minimize the number of inquiries on your credit report. :). I made this tool after working on Related Words which is a very similar tool, except it uses a bunch of algorithms and multiple databases to find similar words to a search query. You may have once pulled your credit reportand noticed something called a "hard inquiry.". All rights reserved.

verification conducted by police to find out if a person has a criminal record or not. Subscribe to America's largest dictionary and get thousands more definitions and advanced searchad free! Below, CNBC Selectbreaks down what a hard inquiry is and what you need to know when you see one on your credit report. the right to take possession of goods before paying for them, because of their reputation for not paying their bills, no store will extend the family, mental conviction of the truth of some statement or the reality of some being or phenomenon, public acknowledgment or admiration for an achievement, the power to direct the thinking or behavior of others usually indirectly, despite his legal woes, he has not yet lost all his, to explain (something) as being the result of something else, 'Dunderhead' and Other Nicer Ways to Say Stupid, 'Pride': The Word That Went From Vice to Strength. Although the words credence and credit have much in common, credence suggests intellectual assent without implying anything about grounds for assent. Issues around one wage, getting rid of the tip, The first company Team8 Fintech is building will provide an engine to evaluate, Paycheck Protection Program funds are gone, and for most businesses, revenue hasnt nearly recovered but they have neither access to unlimited, They often cite the trillions in fiscal spending and super-loose monetary policy that have deluged the economy with cheap, Those fellows will receive service or field study, After all, here was a babe equipped to face the exigencies of a censorious world; in looks and apparel a, TOM COLICCHIO HOPES (AND FEARS) COVID-19 WILL CHANGE THE RESTAURANT INDUSTRY, SHE WAS ONE OF THE WORLDS FEW FEMALE BANK CEOS. This could mean that you applied for a credit card, whether it be a rewards card, a cash-back card or even abalance transfer cardlike theU.S. Bank Visa Platinum Card. And it's not just credit card applications and loans that pull your credit report, resulting in a hard inquiry. You can shop around and get multiple preapprovals and official Loan Estimates. It's OK to have inquiries periodically it indicates you are trying to build credit but you just don't want too many hard inquiries on your credit report in a short amount of time. While all these words mean "assent to the truth of something offered for acceptance," credit may imply assent on grounds other than direct proof. Imagine we are Usually requested by an individual for new employment, citizenship applications, name changes, etc.

When you apply for a mortgage, student or auto loan, a hard inquiry will be noted on your credit report.

There is still lots of work to be done to get this slang thesaurus to give consistently good results, but I think it's at the stage where it could be useful to people, which is why I released it. The meanings of belief and credit largely overlap; however, belief may or may not imply certitude in the believer.

This means that for those just starting to build their credit, a hard inquiry can knock off more points from your credit score than it would for someone who has a long credit history. (Entry 2 of 2). Bikini, bourbon, and badminton were places first. %%EOF How to use a word that (literally) drives some pe Editor Emily Brewster clarifies the difference. HAS? To learn more, see the privacy policy. For those interested, I also developed Describing Words which helps you find adjectives and interesting descriptors for things (e.g. Don't apply for several credit cards within a short timeframe. You can complete the list of synonyms of credit check given by the English Thesaurus dictionary with other English dictionaries: Wikipedia, Lexilogos, Oxford, Cambridge, Chambers Harrap, Wordreference, Collins Lexibase dictionaries, Merriam Webster English-Synonyms dictionary : translate English words into Synonyms with online dictionaries. Due to the way the algorithm works, the thesaurus gives you mostly related slang words, rather than exact synonyms. Nglish: Translation of credit for Spanish Speakers, Britannica English: Translation of credit for Arabic Speakers, Encyclopedia article about credit. It is not legal advice or regulatory guidance. Applying for a credit card, car loan, or other type of loan also results in an inquiry that can lower your score, so try to avoid applying for these other types of credit right before getting a mortgage or during the mortgage process. The definition of credit check in the dictionary is a check performed by a company selling goods on credit to establish if a potential customer is creditworthyto run a credit check on sb. Eg. :y5 Before you dismiss the two-word phrase, you should know that it actually has implications for your credit score. But they play a big part when it comes to credit card issuers and lenders assessing your potential risk. (You don't want to rack up hard inquiries on cards you don't need. But it pays to be smart about them. ", Inquiries tell other creditors that you are thinking of taking on new debt. ), Make sure you check your credit score beforehand (this is considered a soft inquiry and won't harm your score). But while these hard inquiries do show risk, lenders also consider other factors when making approval decisions, such as your income and payment history. A daily challenge for crossword fanatics. 'All Intensive Purposes' or 'All Intents and Purposes'. When you apply for a credit card or any other type of loan (a mortgage, auto loan), you give the issuer or lender permission to check your credit report to assess your "creditworthiness." This is because your personal credit is usually reviewed by the issuer even when applying for a small business credit card, such as theCapital One Spark Classic for Business. That project is closer to a thesaurus in the sense that it returns synonyms for a word (or short phrase) query, but it also returns many broadly related words that aren't included in thesauri. Note that this thesaurus is not in any way affiliated with Urban Dictionary. Test your vocabulary with our 10-question quiz!

"The reason is they know you are probably shopping around for the best terms, and you are probably not going to get three or four car loans or mortgages all at once.". Note that due to the nature of the algorithm, some results returned by your query may only be concepts, ideas or words that are related to "term" (perhaps tenuously). modelling from the point of view of the Sales Department. Clients who check their own credit once a year are better equipped to quickly deal with bureau inaccuracies, says one broker who lends a Jennifer Lawrence apartment-hunting in Tribeca for herself, Chris , How to Master Your Facebook Privacy Settings, When It Comes to Protecting Your Data, Some States Just Don't Get It. You might also have noticed that many of the synonyms or related slang words are racist/sexist/offensive/downright appalling - that's mostly thanks to the lovely community over at Urban Dictionary (not affiliated with Urban Thesaurus). As a general rule, apply for credit only when you need it. Although hard inquiries remain on your credit report for two years, FICO only considers inquiries from the last 12 months when calculating your credit score. Finally, landlords cannot charge any screening or, What happens when it is complete? Finally, you might like to check out the growing collection of curated slang words for different topics over at Slangpedia. You want to reject this entry: please give us your comments (bad translation/definition, duplicate entries), English Portuguese translation in context, Free: Learn English, French and other languages, Reverso Documents: translate your documents online, Learn English watching your favourite videos. The content on this page provides general consumer information. If you see a hard inquiry listed on your credit report it is because you have applied for credit in the last two years. The use of this website means that you accept the confidentiality regulations and the conditions of service. endstream endobj startxref Some common synonyms of credit are belief, credence, and faith. Special thanks to the contributors of the open-source code that was used in this project: Elastic Search, @HubSpot, WordNet, and @mongodb. There's a difference, however, between applying for multiple credit cards in a short amount of time and shopping around for the best mortgage rate in a short amount of time. And when it comes to your credit score, more than anything it's important you pay your bills on time and in full when due. Synonyms & Antonyms of credit Check out to get words related to a single word. Accessed 21 Jul. In essence, your potential lender is looking to see how likely you are to pay back the money you borrowed. 2022 Reverso-Softissimo. A hard inquiry will also end up on your personal credit report when youopen a business credit card. Inspirit Your Week With The Word Of The Day Quiz! This information may include links or references to third-party resources or content. Search credit check and thousands of other words in English definition and synonym dictionary from Reverso. acclaim, acknowledgment, approval, Brownie points, commendation, fame, glory, honour, kudos, merit, praise, recognition, thanks, tribute, esteem, estimation, good name, influence, position, prestige, regard, reputation, repute, standing, status, belief, confidence, credence, faith, reliance, trust, feather in one's cap, honour, source of satisfaction or pride, by deferred payment, by instalments, on account, on hire-purchase, on (the) H.P., on the slate, accredit, ascribe to, assign to, attribute to, chalk up to, depend on, fall for, have faith in, rely on, swallow, English Collins Dictionary - English synonyms & Thesaurus, Collaborative Dictionary English Thesaurus. 345 0 obj <>stream Even if a lender needs to check your credit after the 45-day window is over, shopping around is usually still worth it. Please also note that due to the nature of the internet (and especially UD), there will often be many terrible and offensive terms in the results. Below, CNBC Select rounded up some general guidelines to keep track of your hard inquiries: If you spot a hard inquiry on your credit report, don't sweat it too much. Your credit history also plays a role in how much a hard inquiry would impact your credit score. .css-1w804bk{font-size:16px;}See how your sentence looks with different synonyms. my belief that I had caught all the errors. The, Figure 11.10 Setting up item category relevancy for a, Federal law does not require you to accept an applicant's copythat is, you may Urban Thesaurus crawls the web and collects millions of different slang terms, many of which come from UD and turn out to be really terrible and insensitive (this is the nature of urban slang, I suppose). It's there because your credit was pulled by an issuer or lender when you applied for a credit card or loan. Please note that Urban Thesaurus uses third party scripts (such as Google Analytics and advertisements) which use cookies. It acts a lot like a thesaurus except that it allows you to search with a definition, rather than a single word. So in a sense, this tool is a "search engine for words", or a sentence to word converter. We've built tools to help you understand the mortgage process and compare options.Visit our "Buying a House" guide. Compared to a soft inquiry (or "soft pull") which doesn't pull your credit report a hard inquiry can actually ding your credit score a few points, regardless if you end up being approved or denied for the credit card or loan. What are common credit report errors that I should look for on my credit report. For example, if you see a hard inquiry listed on your credit report but it was from over a year ago, it wouldn't influence your credit score or deduct any points from it. Learn a new word every day. Only apply for credit cards you would actually benefit from using. Urban Thesaurus finds slang words that are related to your search query. NOW SHES FOUNDING A FINTECH VENTURE GROUP, THE BIG CORPORATE RESCUE AND THE AMERICA THATS TOO SMALL TO SAVE, HOW WE CAN SAVE SMALL BUSINESS FROM CORONAVIRUS-INDUCED EXTINCTION, GLOBAL MARKETS DIP AS INVESTORS AGAIN SOUR ON TECH STOCKS, WHY CANT SCHOOLS GET WHAT THE N.F.L.

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